Insurance

Pet Insurance – Top 4 Pet Insurance Policy 2024 – Comprehensive Guide

Pet Insurance

In 2024, ensuring the well-being of our beloved canine companions is a top priority for pet owners. Dog insurance policies play a crucial role in providing financial protection against unforeseen veterinary expenses. This article delves into the details of the top three dog insurance policies available in 2024, highlighting their features, coverage, and benefits.

1. New India Assurance Dog Insurance Policy

1.1 Coverage Details

The New India Assurance Policy offers coverage for accidents and illnesses, including death due to these causes. Dogs of various origins, including indigenous, cross-bred, and exotic breeds, are eligible for this plan

1.2 Key Features

  • Entry Age: 8 weeks to 8 years
  • Maximum Annual Coverage: Rs 50,000
  • Premium: 5% of the sum insured
  • Co-payment: 20% of the claim amount

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2. Oriental Insurance Dog Insurance

2.1 Coverage Details

Oriental Insurance provides coverage for death due to illness or accidents. Additionally, it includes coverage for vaccination and tick treatments.

2.2 Key Features

  • Entry Age: 8 weeks to 8 years
  • Maximum Annual Coverage: Rs 50,000
  • Exclusions: Partial and permanent disability, rabies, canine distemper, and leptospirosis

3. Bajaj Allianz Pet Dog Insurance Policy

3.1 Coverage Details

Bajaj Allianz offers comprehensive coverage, including hospitalization, mortality benefit, surgery expenses, terminal diseases, Third Party Liability, theft, loss, and straying.

3.2 Key Features

  • Maximum Annual Coverage: Rs 50,000
  • Entry Age: 3 months to 7 years
  • Premium: Starts from Rs 315
  • Co-payment: 10% on each claim

4. Future Generali India Dog Health Insurance

4.1 Coverage Details

Future Generali India provides coverage based on the breed and size of the dog, encompassing terminal illness, surgery and treatment costs, pre-hospitalization and post-hospitalization expenses, death, and funeral expenses.

4.2 Key Features

  • Entry Age: 6 months to 10 years
  • Optional Add-ons: Doctor on call, third-party liability, lost and stolen cover

Conclusion

Choosing the right Pet Insurance (dog-insurance) policy is essential for pet owners seeking comprehensive healthcare for their furry friends. Understanding the features and benefits of these top policies in 2024 allows pet owners to make informed decisions for the well-being of their canine companions.

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